How can Cash-On-Demand help fund my business needs?
With a cash advance for your business. Providing a more responsive alternative to traditional bank lending, we offer an innovative new financing program designed to help you grow.

How does the program work?
Easily. Your funding is based on your future credit card processing sales, and you sell us a fixed dollar amount of those future processing sales at a discount. Through an automated process, we collect a small, previously agreed upon percentage from your daily credit card processing sales— and only after the sales are made.

How do I know if I qualify?
You must have been in business for more than 12 months and have at least $5,000 of credit card sales per month, and meet other simple requirements.

What can I use the money for?
Most anything. Most of our customers use the cash advance money for business building needs like advertising, adding more seats to their restaurants, or stocking up on seasonal merchandise. Others have used it to buy out a partner or for emergency needs like unforeseen maintenance issues.

How soon can I get the money?
Pretty soon. The average time from receipt of a contract to funding is usually under 5 business days.

Do I need to change credit card processors?
No, if you're currently processing with us, then you do not need to change your credit card processing company. If you are not processing with us, then you will need to change over your credit card processing utilizing our merchant account services program.

What kind of discount do I get if I pay early?
Since this is not a loan, there is no monthly payment schedule. Cash-On-Demand purchases a specific amount of your credit card processing future sales. We get paid only when you get paid; therefore, there is no discount for early payment.

How often are payments to Cash-On-Demand deducted?
Once a day. We collect from a small percentage of your daily merchant credit card processing sales.

Will I get a monthly statement from Cash-On-Demand?
No—Instead of a monthly statement mailed to you, you simply view your daily statements, and monthly statements online by logging into a private and secure area of the Cash-On-Demand Web site.

Toll-Free : 1.866.295.0009
Total Merchant Services (TMS) is a registered ISO/MSP for HSBC Bank USA, National Association, Buffalo, NY
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